Overflow

Let Money Flow

The stablecoin payment infrastructure for modern businesses.
Send, receive, and settle EUR, USD, and stablecoin payments—with speed, compliance, and ease—via a single API or intuitive dashboard.

Benefits

Built for modern finance.
Trusted by serious businesses.

All-in-one

Seamless stablecoin clearing, settlement, and disbursement—accept or send payments using bank rails, convert between fiat and stablecoins, and enable real-time transactions across borders.

Expand Effortlessly

Keep invoicing and operating in EUR—while we manage the stablecoin layer. Already using stablecoins? We bring powerful fiat capabilities across the EU.

Regulatory-forward

We abstract away regulatory complexity—managing MiCA compliance and other EU regulatory frameworks behind the scenes, so your business can operate with confidence and scale faster.

What We Do

Everything you need to move money across fiat and crypto.

vIBAN

Issue dedicated virtual IBANs for incoming or outgoing fiat payments—automatically settled in real-time with stablecoins.

Invoicing & Payment Links

Create and manage stablecoin-denominated invoices and payment links. Accept or send payments through flexible options—connect a wallet or transfer to a generated address.

Automations

Generate blockchain addresses tied to virtual IBANs that automatically convert received funds into fiat or stablecoins. Enable direct fiat-to-wallet and wallet-to-fiat transfers with real-time, seamless, and logic-driven settlement.

Bulk Transfers

Streamline mass disbursements by sending one fiat transaction to fund multiple stablecoin recipients—ideal for payroll, grant distribution, and vendor payments.

Custody

Secure your digital assets with institutional-grade custody infrastructure—fully integrated with payments, invoicing, and account flows.

API

Power real-time global financial flows through a single, developer-first API. Integrate stablecoins and banking rails, automate settlement and conversions—all with built-in compliance.

Who We Serve

Fintech & Neobanks

Embed stablecoin infrastructure into your app with minimal lift.

Payment Service Providers (PSPs)

Expand your offering with stablecoin on/off-ramps, settlement automation, and white-labeled virtual accounts.

DeFi & Wallets

Build seamless pathways between fiat and crypto ecosystems with embedded stablecoin processing.

Exchanges

Accept multiple assets and settle in your preferred stablecoin.

Traditional Businesses

Accept stablecoins and get settled in EUR—no wallets, no crypto exposure, no operational changes.

E-commerce

Offer customers global stablecoin payment options with a familiar checkout experience.

NGOs & Public Sector

Disburse funds across regions using secure, fast, traceable stablecoin rails.

Join the teams redefining global payments.

See how Overflow can simplify your stablecoin-fiat operations
— so you can focus on building, scaling, and serving your customers.

Let’s Talk

About

Overflow is building the next generation of compliant, stablecoin-native global financial infrastructure.

We believe stablecoins are transforming cross-border payments—making them faster, frictionless, and programmable. But to truly scale, this innovation needs to be usable, secure, and aligned with regulation.

That’s where Overflow comes in.

As an EU-registered Virtual Asset Service Provider, we're creating infrastructure that abstracts away the complexity of compliance—starting with MiCA—so businesses can focus on growth, not regulatory overhead.

Our platform enables companies to operate in familiar environments while seamlessly accepting, sending, and converting stablecoin payments.

From virtual banking accounts and custody to invoicing and bulk disbursements, we provide everything needed to transact confidently across fiat and stablecoin rails. Since launch, Overflow has helped forward-thinking teams modernize their financial operations, connect with new markets, and tap into the power of stablecoins—without leaving regulatory frameworks behind. And we’re just getting started.